Less than a month after cracking 6 percent, Hawaii mortgage rates have hit 6.125 percent with what appears to be continuing upward pressure.

Higher mortgage rates will induce further cooling of the real estate market, economists think, and the Honolulu Board of Realtors, checking 30-year fixed-rate mortgage quotes, said Friday that rates are climbing.

This week, First Hawaiian Bank, Bank of Hawaii and Central Pacific Bank hiked their home loan rates to 6.125 percent. Territorial Savings Bank and Wells Fargo also went to the 6.125 percent rate. Adding points and other fees brought the annual percentage rate to between 6.3 percent and 6.4 percent.

American Savings Bank and Hawaii National Bank, which already had gone to 6.125 percent last week, hiked this week to 6.25 percent, along with Finance Factors, while Countrywide Home Loans hiked more, to 6.375 percent.

For 15-year notes, most lenders this week quoted 5.75 percent, but Territorial was lower, at 5.625 percent, while Finance Factors and Hawaii National were higher, at 5.875 percent.